health insurance plans for individuals

Pa. faces a shortage of benefits workers as health coverage for thousands is on the line

Violin03/04/2023 38 Views

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HARRISBURG — The offices in Pennsylvania’s Department of Human Services that help people keep their Medicaid benefits are facing staffing challenges as they prepare to take on a higher workload than at any time in recent memory.

Workers in the system and advocates for health care access fear thousands of children and adults could wrongly lose their coverage as a result.

Like every state, Pennsylvania has just begun reassessing those

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10 min read

Health Insurance

Health insurers say they cannot meet Colorado Option price targets

Violin30/03/2023 51 Views

Preparing to enter its second year, one of Gov. Jared Polis’ signature health care policy is now facing significant questions raised by insurers about its sustainability.

The dispute has to do with a health insurance program called the Colorado Option. The Colorado Option is a first-of-its-kind, state-designed insurance plan that private insurance companies are required to sell to people who buy health insurance on their own or to small companies buying insurance for their employees. It aims to offer better benefits at lower prices.

But the new rate filings raise the question of whether insurers will be able to pull

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8 min read

Health Insurance

Healthcare Encryption Exceptions? – Rickard & Associates

Violin29/03/2023 67 Views

We know that all emails and text messages that contain protected health information (PHI) should be encrypted.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

Are there any exceptions to the encryption rule?

Just one.

Patients can communicate with covered entities using unencrypted email and text messages, if the patients have been informed of the increased risk.

Patients can opt to have reminders sent via text messages or emails.

One issue that many healthcare providers have regarding encryption,

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2 min read

Health Insurance

5 reasons why it is a vital investment for the younger generation

Violin28/03/2023 38 Views

The health of an individual is the most important thing in life. It is essential to lead a healthy and comfortable life. In India, the younger generation is often unaware of the importance of health insurance and the need to invest in it.

Health insurance is an important tool for financial protection against medical emergencies and other health-related issues. It helps to cover the cost of medical treatments, surgeries, hospitalization and other medical expenses.

The younger generation in India faces various challenges such as rising unemployment and inflation, along with lifestyle changes that can cause health problems. Health insurance can

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4 min read

Health Insurance

Health insurance is getting cheaper, inflation report claims

Violin18/03/2023 47 Views

Great news! Did you know that health insurance premiums fell 4.1% last month, and are down nearly 5% from a year ago?

Neither did we. But that’s what the government estimates in the latest official inflation calculations, out Tuesday.

So confirmed the US Department of Labor to MarketWatch.

Technically the government green eyeshadows aren’t claiming that actual premiums fell 4.1%, only that the government’s health insurance premium “index” fell that much, a department analyst explained. The index is what they use to calculate the overall rate of consumer inflation.

Confused? Us too.

The explanation: Based on the insurance company’s profits,

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4 min read

Health Insurance

Health insurance ecosystems with Ulrike Deetjen

Violin13/03/2023 67 Views

March 8, 2023More traditional industries have been updating age-old processes to stay relevant in a tech-savvy world, and health insurance is no exception. As consumers raise their expectations for digital services, many health insurers have made digitalization a priority, tapping into the power of ecosystems to gain an edge. McKinsey spoke with Ulrike Deetjen, a partner in the Stuttgart office, about the innovations she has seen so far and how these advancements could benefit insurers and consumers alike.

McKinsey: What are the key trends for health insurers in this decade?

Ulrike Deetjen: I see two main trends. First, customers

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4 min read

Health Insurance

What is the Cost of a Data Breach?

Violin08/03/2023 45 Views

A recent study found that the total average cost of a healthcare breach is $10.10 million. Can your healthcare practice afford a breach?

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

Can your healthcare practice afford a breach? Most healthcare entities cannot.

Since 2020, healthcare breach costs have risen by 42%.

As we know healthcare breaches are incessant, it is important to understand trends.

The trends that have emerged over the past few years are:

Repeat attacks

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3 min read

Health Insurance

Obamacare has helped farm workers get and stay healthy

Violin02/03/2023 52 Views