individual health insurance new york

Amendments will better protect BC strata owners, lessen insurance costs

sarah27/01/2023 17 Views

Amendments to the minimum amount of developers and strata corporations must contribute to contingency reserve funds will help protect owners in the small number of stratas that are neglecting maintenance needs and risking higher insurance costs.

“People living in strata deserve to have peace of mind that their strata corporation has appropriate reserves to do routine maintenance and keep strata insurance costs down,” said Ravi Kahlon, Minister of Housing. “The overwhelming majority of strata are doing just that, but a small number of strata corporations that are underfunding their contingency funds and putting owners at risk of surprise fee hikes

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4 min read

Health Insurance

More and More Doctors Are Billing for Email Advice

sarah25/01/2023 23 Views

A patient sitting at the table in an exam room and speaking with the doctor.

Image source: Getty Images

what happened

Email medical advice is costing patients anything from copays of $3 to charges of $100, according to recent reports. Not only has the volume of email consultations increased dramatically in recent years, but new billing rules allow healthcare providers to charge for so-called “e-visits.” As a result, some doctors now charge for the service.

So what

As a patient, the idea that you might have to pay for email communications on top of other healthcare costs can be very disturbing, especially if you’re not clear on what you might be charged. Some patient advocate

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3 min read

Health Insurance

CNH Industrial workers on strike since May approve new deal

sarah23/01/2023 17 Views

More than 1,000 CNH Industrial workers who have been on strike since last May approved a new contract Saturday with the maker of tractors, bulldozers, backhoes and other heavy equipment.

The United Auto Workers said union members in Racine, Wisconsin, and Burlington, Iowa, approved the deal two weeks after they rejected an earlier agreement.

The union didn’t didn’t disclose any details of what is included in the contract.

A spokeswoman for CNH Industrial didn’t immediately respond Sunday to questions about the new agreement. Previously, the company said the last offer that workers rejected included raises from 28% to 38% over

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3 min read

Health Insurance

Healthcare in 2023 – Rickard & Associates

sarah21/01/2023 31 Views

Healthcare continues to change from day to day and year to year. Over the past few years, we have seen a tremendous amount of changes in the healthcare industry.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

Experts have stated that changes will continue in 2023.

Some of the changes we might see in 2023 include:

An increase in wearable medical devices. These can include things like personal health trackers, devices that can monitor blood pressure, and

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2 min read

Health Insurance

Health insurance could be a vital component of the Union Budget for 2023

sarah20/01/2023 16 Views

Ajay Poddar, Co-Founder & Managing Director, Syenergy Environics shares his expectations from Union Budget 2023-2024

It’s that time of year when the business community awaits the union budget, which sets the tone for the entire year. It is logical to expect the spotlight to be on the healthcare sector, in addition to stimulus for economic growth and inclusion of the marginalized.

Healthcare in India needs focused investment. With a population of over 1.3 billion, providing quality healthcare to all citizens is a significant challenge for the government. To make healthcare more affordable in India, we need involvement from the public

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3 min read

Health Insurance

5 Reasons to Discuss Estate Plans Over the Holidays

sarah19/01/2023 21 Views

When you think of your family festivities to celebrate the holidays, estate planning may not be on your mind. We think it should be.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

While eggnog and estate planning might not be the typical tradition, the holidays are a great time to have important discussions with family members.

Why should estate planning be a topic at the dinner table?

Because of the following:

In person discussions are so important when

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4 min read

Health Insurance

Can alcoholics and smokers buy health and life insurance? Here’s how

sarah17/01/2023 38 Views

Both drinking and smoking have been proven to cause detrimental effects on health. The age-old adage,”Too much of everything is bad”, holds true for smokers and alcoholics alike. But can such people buy health or life insurance?

This article delves deeper into the truth. It is a gospel truth that people with excessive drinking and smoking may be under immense health hazards, but that doesn’t take away their right to buy insurance.

Life insurance can be purchased by paying an extra premium, for health insurance, the company usually determines the eligibility of a person based on their consumption or medical

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4 min read

Health Insurance

CPI Inflation Rate Slides As Service Prices Show Progress; S&P 500 Rises

sarah13/01/2023 21 Views

The CPI inflation rate fell faster than expected in December. However, core inflation, which strips out food and energy, only slowed in line with forecasts amid stubborn services inflation. The S&P 500 rose moderately on Thursday’s stock market action after the release of the consumer price index.

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The CPI inflation rate eased to 6.5% from 7.1% the prior month vs. Wall Street expectations of 6.6%. The consumer price index fell 0.1% on the month vs. the expected flat reading.

The core CPI rose 0.3% vs. November levels, as expected. The annual core inflation rate eased to 5.7% from 6%.

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6 min read