healthcare marketplace ohio

I Don’t Have an Estate Plan…Right?

sarah28/04/2023 26 Views

Whether or not you have a written estate plan, you do have an estate plan. The laws of the state in which you reside will make decisions about your estate if you do not have a written plan.

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If you don’t have a written estate plan, it is essential to know what the intestacy laws of your state are so that you know what will happen to your assets if

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3 min read

Health Insurance

What is Probate?

sarah21/04/2023 18 Views

Probate is a court process that your estate will go through after you pass away. The probate court will distribute your estate and make decisions regarding your estate.

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Many of our clients come to us without an understanding of probate or having had a bad experience with the probate court and wanting to keep their estate out of probate.

If you die without a written estate plan, your estate must …

2 min read

Health Insurance

House votes to override Gov. Burgum’s veto on the health insurance bill

sarah18/04/2023 20 Views

(KXNET) — Governor Doug Burgum used his veto power to try and kill a plan relating to health insurance plans.

On Monday, House Bill 1416 was brought back, and lawmakers voted unanimously to override that veto.

The bill seeks to create freedom of choice for people looking for a health insurance plan and says that a health insurance company (including Medicaid) may not obstruct a person’s choice by excluding a provider who is both within a person’s coverage area and qualified to oversee a person’s health plan.

“We have integrated healthcare systems in

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1 min read

Health Insurance

Employers must look beyond health insurance to help employees afford care

sarah14/04/2023 44 Views

Paying for healthcare in America is expensive for employers. And increasingly, employees are carrying a bigger burden.

That’s because even the most robust, employer-sponsored health plans can have significant out-of-pocket costs for employees. Whether monthly premiums are subsidized or wholly paid for by employers, employees are typically on the hook for their copays, coinsurance, and deductibles. As a result, 38% of Americans said they or a loved one delayed care in 2022 because of cost concerns.

The solution? Employers must look beyond health insurance to new kinds of benefits that help employees afford and access care.

Health Payment Accounts (HPAs)

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5 min read

Health Insurance

Does Divorce Change My Estate Plan?

sarah14/04/2023 47 Views

Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.

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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.

It is likely your divorce may change things such as your:

legal name,
Trustees,
beneficiaries,
Power

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2 min read

Health Insurance

Millions of Americans Set to Lose Medicaid As Pandemic-Era Rule Expires

sarah01/04/2023 51 Views

Millions of Americans are set to lose Medicaid insurance as a safety net put in place during the COVID-19 pandemic reaches its expiration date.

CNN reports 15 million Americans will be kicked off Medicaid, which is administered by the state and federal government and provides free health insurance to people with low incomes. In April, Arizona, Arkansas, Idaho, New Hampshire and South Dakota are the first states which will see their residents lose their Medicaid coverage. Fourteen more states will terminate their coverage in May, with 20 additional states following suit in June.

“This is the fable of the tortoise

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2 min read

Health Insurance

Jenni Marsh column: Act now to maintain your health insurance coverage | columns

sarah01/04/2023 15 Views

Understanding insurance options and changes can be overwhelming.

Luckily, free help is available so you can understand your health insurance options — and the actions you need to take to get and remain covered.

Thanks to Covering Kids and Families (CKF), navigators connect eligible people to benefits to help their health, their finances, and their communities.

Navigators can help prospective both and current consumers explore state and federal options, including the marketplace, to take advantage of available programs and understand changes to they can stay insured.

During the pandemic, participants in Indiana health care programs (HIP, Hoosier Healthwise, and Medicaid)

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3 min read

Health Insurance

Travel health and safety – Travel.gc.ca

sarah29/03/2023 17 Views

Travel insurance

Get travel insurance if you travel outside Canada, no matter where you’re going or how long you’ll be there.

Travel health kit

How to prepare a basic travel health kit no matter where you are going.

Vaccinations

Check which vaccinations may be recommended or required for your destination.

Eat and drink safely

Avoid common causes of illness while traveling, including food poisoning, stomach flu and travelers’ diarrhea.

Travel-related diseases

Information about the risks of contracting a disease that may not be common in Canada. Read these fact sheets and be prepared.

Insect bite prevention

Prevent bites from mosquitoes,

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1 min read