individual health insurance new york

UnitedHealthcare says some NC customers affected by data breach

sarah30/04/2023 21 Views

The health insurance provider sent notices to customers earlier this month.

CHARLOTTE, NC — UnitedHealthcare insurance customers in North Carolina will want to double check their mailboxes to see if their data was affected by a breach that happened earlier this year.

The provider said it identified suspicious activity on the UHC mobile application on Feb. 22, 2023 that may have led to the disclosure of member information. About two weeks later, UnitedHealthcare determined certain parts of customer information were likely to impact. However, the provider stressed Social Security Numbers and driver’s license numbers were not involved.

The information affected

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2 min read

Health Insurance

Promoting health for better client outcomes

sarah29/04/2023 50 Views

Promoting health for better client outcomes | Insurance Business New Zealand

Insurance advisers have the potential to play a wider role

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By Katrina Shanks

In my article last month, I discussed how evolving consumer expectations are driving industry transformation, resulting from a shift from risk management to risk prevention. This theme is echoed by multiple insurance providers, who focus on the role that our living environment plays in our health.

It’s an intriguing topic, as we often neglect the importance of creating a healthy environment for ourselves and future generations, and we

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5 min read

Health Insurance

Some state tax forms now help people sign up for health insurance : Shots

sarah16/04/2023 18 Views

Your tax form could be a fast track to getting signed up for subsidized health insurance or Medicaid in certain states.

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Your tax form could be a fast track to getting signed up for subsidized health insurance or Medicaid in certain states.

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Many of her clients don’t believe it when Maryland-based tax preparer Diana Avellaneda tells them they might qualify for low-cost health coverage. Or they think she’s trying to sell them something. But in reality, she’s helping her customers take advantage of an underused feature of her state’s tax

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5 min read

Health Insurance

Employers must look beyond health insurance to help employees afford care

sarah14/04/2023 46 Views

Paying for healthcare in America is expensive for employers. And increasingly, employees are carrying a bigger burden.

That’s because even the most robust, employer-sponsored health plans can have significant out-of-pocket costs for employees. Whether monthly premiums are subsidized or wholly paid for by employers, employees are typically on the hook for their copays, coinsurance, and deductibles. As a result, 38% of Americans said they or a loved one delayed care in 2022 because of cost concerns.

The solution? Employers must look beyond health insurance to new kinds of benefits that help employees afford and access care.

Health Payment Accounts (HPAs)

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5 min read

Health Insurance

Some ACA health insurance plans have lots of enrollees, few providers : Shots

sarah09/04/2023 17 Views

The Affordable Care Act saw a record number of sign ups this year, but some people are having trouble finding doctors in their health plan networks.

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The Affordable Care Act saw a record number of sign ups this year, but some people are having trouble finding doctors in their health plan networks.

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The Affordable Care Act may be struggling with its own success.

Record enrollment over the last two years brought more consumers into the health insurance market. At the same time, many insurers began offering smaller networks of doctors

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8 min read

Health Insurance

The health insurance challenges many New Yorkers face

sarah31/03/2023 37 Views

ROCHESTER, NY — A large portion of employees in the US recently renewed or changed health insurance providers, but there are also 26-year-olds trying to navigate the world of health insurance on their own year-round.

“Yes, you know, you need these things as an adult, but typically you set it and forget it. And it’s just that decision process that’s very stressful,” said Sean Healey as he prepares to make the decision every 26-year-old is faced with when they get kicked off of their parent’s coverage plan.

What You Need To Know

Health insurance can be a tricky decision to

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4 min read

Health Insurance

Health insurers say they cannot meet Colorado Option price targets

sarah30/03/2023 27 Views

Preparing to enter its second year, one of Gov. Jared Polis’ signature health care policy is now facing significant questions raised by insurers about its sustainability.

The dispute has to do with a health insurance program called the Colorado Option. The Colorado Option is a first-of-its-kind, state-designed insurance plan that private insurance companies are required to sell to people who buy health insurance on their own or to small companies buying insurance for their employees. It aims to offer better benefits at lower prices.

But the new rate filings raise the question of whether insurers will be able to pull

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8 min read

Health Insurance

Health insurance ecosystems with Ulrike Deetjen

sarah13/03/2023 44 Views

March 8, 2023More traditional industries have been updating age-old processes to stay relevant in a tech-savvy world, and health insurance is no exception. As consumers raise their expectations for digital services, many health insurers have made digitalization a priority, tapping into the power of ecosystems to gain an edge. McKinsey spoke with Ulrike Deetjen, a partner in the Stuttgart office, about the innovations she has seen so far and how these advancements could benefit insurers and consumers alike.

McKinsey: What are the key trends for health insurers in this decade?

Ulrike Deetjen: I see two main trends. First, customers

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4 min read