health insurance california

Estate Planning Mistakes to Avoid in the New Year

Violin16/01/2023 71 Views

As we come to the end of the year and are looking toward a new year, we recommend that our clients reevaluate their estate plans.

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Estate plans are incredibly important to protect future wishes, assets and families.

Often, we see the same mistakes repeated over and over in estate planning. Some of the most common estate planning mistakes are the following:

Not having an estate plan. The biggest issue we

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3 min read

Health Insurance

Why St. Luke’s made its own HMO-style insurance plan for Idaho

Violin08/01/2023 48 Views

St. Luke’s Health System grew rapidly over the past decade — acquiring and making deals with Idaho and Oregon medical practices and hospitals. As it grew, St. Luke’s executives described a master plan to curb the costs of health care — and to ensure that care actually makes people healthier.

One milestone in that plan arrived last fall: a new insurance company called St. Luke’s Health Plan.

“The thing that really is going to be different from our own health plan: you will have an integrated experience,” said St. Luke’s Health Plan President Matt Wolff. “I think that’s a major

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6 min read

Health Insurance

Subsidies for health insurance are easier to obtain; here’s why

Violin07/01/2023 47 Views

RENO, Nev. (KOLO) – Back in August, President Biden signed the “Inflation Reduction Act”.

He touted the benefits like lowering the cost of insulin for seniors. A little-known clause in the act deals with health insurance sold through state exchanges.

Specifically, subsidies are offered to those trying to buy health insurance.

“It used to be if your income was above 138% of poverty level and below 400% of federal poverty that you would qualify for the subsidy,” says Alex Sampson President of Health Benefits Associates. “Now even if your income is above 400% of federal poverty level you would still

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2 min read

Health Insurance

Advice to first-time health insurance buyers

Violin06/01/2023 39 Views

The intermittent recurrence of Covid has started impacting lives yet again with the new Omicron subvariant, BF.7 causing an uptick in cases. This has once again brought the spotlight to the significance of having an adequate health insurance policy. Keeping this in view, the regulatory authority of the Insurance Regulatory and Development Authority of India (IRDAI) has also recently reached out to insurers to take a stock of their preparedness.

Amid the fresh spurt in cases, having a sound financial safety net is of utmost importance. However, if you are someone who’s going to buy health insurance for the first

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4 min read

Health Insurance

Salesforce laid off over 7,000 workers as it hired ‘too many people’ in the pandemic

Violin05/01/2023 100 Views

San Francisco, Jan 5 (IANS) Enterprise software company Salesforce has announced to lay off 10 per cent of its workforce, impacting more than 7,000 employees.

In a letter to employees, Salesforce CEO Marc Benioff said that the environment remains “challenging” and our customers are taking a more measured approach to their purchasing decisions.

“With this in mind, we’ve made the very difficult decision to reduce our workforce by about 10 percent, mostly over the coming weeks,” wrote Benioff.

Last month, Benioff said that those who were hired by the company during the Covid pandemic were “facing lower productivity”.

In the

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2 min read

Health Insurance

How a lot insurance coverage is required for a wholesome 31-year-old bachelor?

Violin03/01/2023 50 Views

I’m a wholesome 31-year-old bachelor, with dependent mother and father. I’ve a company medical insurance coverage for ₹3 lakhs. Do I’ve to purchase one other well being coverage? And, in that case, ought to I purchase a household floater plan or a person well being coverage?

– Title held on request

The precise stage of sum assured relies upon largely on the place you reside and are prone to get hospitalized. The most costly are the ‘luxurious hospitals’ in metros, and the prices enhance as you go to smaller cities. Even throughout the identical hospital, the price of a

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3 min read