Is pet insurance worth it for cats?

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Pet insurance can help you afford to give your cat the medical care they need and deserve.

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If you’re a cat owner, chances are you’d do everything you can to keep your furry companion happy and healthy. Whether that’s spoiling them with toys or springing for fancier food, the cost is worth it if it means your cat will live a long, comfortable life.

But whatever your budget, there’s one thing you shouldn’t skimp on: their health.

Pet insurance can help you afford to give your cat the medical care they need and deserve. In exchange for paying

4 min read

Remarriage and Estate Planning – Rickard & Associates

If you are getting remarried, it is essential to understand your spouse’s inheritance rights.

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Before you get married for a second or third time, you want to be aware of the rights your spouse will have to your estate and vice versa.

You may want to work with an attorney to draft a prenuptial agreement, prior to exchanging vows.

Then, you want to be familiar with the intestacy laws in

2 min read

Unlicensed health insurer fined, ordered to stop operations in Minnesota

A health insurance company based in Texas, but operating in Minnesota, has been fined and ordered to stop selling unlicensed insurance policies in Minnesota.

Salvasen Health, its owner Barry Glenn, and multiple affiliates have been fined $553,000 by the Minnesota Department of Commerce (DOC) and ordered to stop their operations in Minnesota, the DOC said in an announcement Wednesday.

According to the department, Salvasen and affiliates were not licensed in Minnesota to sell health insurance plans but sold unapproved health plans to Minnesota consumers regardless.

The DOC provides regulatory oversight of insurance for Minnesota and initially acted

2 min read

Biden administration to expand health care for DACA recipients | HealthNews

Immigrants brought to the US as young children will be allowed to apply for federal health insurance programs.

The United States will allow some undocumented immigrants brought to the country as young children to access federal health insurance programs, President Joe Biden’s administration has announced, in a move that was welcomed as “long overdue”.

In a statement on Thursday, the Biden administration said people enrolled in the Deferred Action for Childhood Arrivals (DACA) program would be able to apply for Medicaid, a health insurance program for low-income earners in the US.

DACA recipients, also referred to as “Dreamers”, would be

4 min read

What is Probate?

Probate is a court process that your estate will go through after you pass away. The probate court will distribute your estate and make decisions regarding your estate.

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Many of our clients come to us without an understanding of probate or having had a bad experience with the probate court and wanting to keep their estate out of probate.

If you die without a written estate plan, your estate must …

2 min read

New report reveals surprising link between the planet and our health



New report reveals surprising link between the planet and our health | Insurance Business New Zealand















Rising temperatures, air pollution, urbanization, and dietary changes affect our overall well-being

New report reveals surprising link between the planet and our health

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New Zealanders are being urged to take care of the planet as a way to take care of themselves. A new report by AIA NZ, The Environment and our Healthhighlights the connection between the environment and our health outcomes.

The report explores how environmental factors, such as climate change, air pollution, food production, and urbanization,

5 min read

Points to keep in mind while buying health insurance for parents

India has a great demographic advantage – we are a nation of youngsters, with about 65% of Indians below the age of 35 years. Our bright youngsters are making great strides in all areas and are contributing to the growth story of the country. However, to pursue better education and job opportunities, more and more young Indians are now staying away from their hometowns. One of the ever-pressing worries of these youngsters is the well-being of their aging parents, and among the top concerns is how to handle the situation if their parents have a medical emergency. The insurance industry

6 min read

Medicare, Social Security could fall short over next decade, report warns

WASHINGTON — Medicare, the federal government-sponsored health insurance that covers 65 million older and disabled people, will be unable to pay full benefits for inpatient hospital visits and nursing home stays by 2031, the annual Social Security and Medicare trustees report warns.

Two years after that, the report says, Social Security won’t have enough cash on hand to pay full benefits to its 66 million retirees.

That forecast regarding the financial safety nets that millions of older Americans rely on — and millions more younger people are counting on — is another product for politicians to address the fragile financial

3 min read