After adopting a senior pet should you get pet health insurance? Here’s what to consider

Pet health insurance doesn't cover preexisting conditions, but covering seniors before chronic conditions develop can save you big bucks over time.

Pet health insurance doesn’t cover preexisting conditions, but covering seniors before chronic conditions develop can save you big bucks over time.

When I bought Harper as a puppy 15 years ago, there were fewer pet health insurance options than there are today, and often coverage didn’t include common problems in cavalier King Charles spaniels, such as heart disease. I decided against purchasing it, recognizing that heart issues that cropped up wouldn’t be covered and that cancer wasn’t common in the breed.

That’s generally true, but cancer is common in older dogs of any breed, and Harper was diagnosed with it

4 min read

When is the 2023 Covered California health insurance deadline?

Sacramento Vice Mayor Eric Guerra and Covered California leader Jessica Altman made a last-chance appeal Wednesday to roughly 200,000 uninsured residents in the Sacramento region to sign up for health insurance before open enrollment ends Tuesday.

Many locals are paying $10 or less in monthly health insurance premiums for policies through Covered California, and that deal is still available for others, Altman stressed at a news conference on the west steps of the Capitol.

Guerra said: “I know personally how critical it is to have a healthy family, and you can only have that when you have health coverage that

3 min read

US spends way more on healthcare, but has worse outcomes than wealthy peers

We want to hear from readers who have stories to share about the effects of increasing costs and a changing economy. If you’d like to share your experience, write to [email protected]. Please include your name and the best way to reach you. A reporter may be in touch.

The US spends far more money on healthcare when compared to other high-income countries, yet remains without universal health-insurance coverage and performs worse on several key health indicators, according to a new report.

Using data from the Organization for Economic Cooperation and Development, which compiles health statistics across its 38 member countries,

4 min read

Amendments will better protect BC strata owners, lessen insurance costs

Amendments to the minimum amount of developers and strata corporations must contribute to contingency reserve funds will help protect owners in the small number of stratas that are neglecting maintenance needs and risking higher insurance costs.

“People living in strata deserve to have peace of mind that their strata corporation has appropriate reserves to do routine maintenance and keep strata insurance costs down,” said Ravi Kahlon, Minister of Housing. “The overwhelming majority of strata are doing just that, but a small number of strata corporations that are underfunding their contingency funds and putting owners at risk of surprise fee hikes

4 min read

More and More Doctors Are Billing for Email Advice

A patient sitting at the table in an exam room and speaking with the doctor.

Image source: Getty Images

what happened

Email medical advice is costing patients anything from copays of $3 to charges of $100, according to recent reports. Not only has the volume of email consultations increased dramatically in recent years, but new billing rules allow healthcare providers to charge for so-called “e-visits.” As a result, some doctors now charge for the service.

So what

As a patient, the idea that you might have to pay for email communications on top of other healthcare costs can be very disturbing, especially if you’re not clear on what you might be charged. Some patient advocate

3 min read

UPDATE: Ontario unveils three-step plan to address hospital wait times, surgical backlog

Ontario Premier Doug Ford said the province will require new facilities to provide “detailed staffing plans” as part of an application and mandate a number of physicians at various centers to have active privileges at their local hospital.

Ontario’s government announced a three-step plan to reduce and improve surgery waiting times across the province as hospitals grapple with an overwhelmed and overworked healthcare system.

Premier Doug Ford made the announcement in Toronto alongside Health Minister Sylvia Jones.

The Ford government said it’s “leveraging community surgical and diagnostic centers” to eliminate surgical backlogs and reduce wait times.

Ford said the province

5 min read

Perks of buying health insurance at an early age

Health insurance is a must-have product today to access quality healthcare. For any medical emergencies that arise anytime and anywhere, regardless of one’s age, health insurance is a must since it offers the financial backup you need during such emergencies. Hospitalization and surgeries can burn deep holes in your pockets and cause a dent in your hard-earned savings. All of these can be avoided if you plan ahead of time and invest in health insurance. Thus, this National Youth Day, let’s understand the value of opting for a comprehensive health insurance plan early on in life.

Why buy health insurance

4 min read

Can alcoholics and smokers buy health and life insurance? Here’s how

Both drinking and smoking have been proven to cause detrimental effects on health. The age-old adage,”Too much of everything is bad”, holds true for smokers and alcoholics alike. But can such people buy health or life insurance?

This article delves deeper into the truth. It is a gospel truth that people with excessive drinking and smoking may be under immense health hazards, but that doesn’t take away their right to buy insurance.

Life insurance can be purchased by paying an extra premium, for health insurance, the company usually determines the eligibility of a person based on their consumption or medical

4 min read