Health Insurance

Some state tax forms now help people sign up for health insurance : Shots

Violin16/04/2023 44 Views

Your tax form could be a fast track to getting signed up for subsidized health insurance or Medicaid in certain states.

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Your tax form could be a fast track to getting signed up for subsidized health insurance or Medicaid in certain states.

d3sign/Getty Images

Many of her clients don’t believe it when Maryland-based tax preparer Diana Avellaneda tells them they might qualify for low-cost health coverage. Or they think she’s trying to sell them something. But in reality, she’s helping her customers take advantage of an underused feature of her state’s tax

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5 min read

Health Insurance

Employers must look beyond health insurance to help employees afford care

Violin14/04/2023 74 Views

Paying for healthcare in America is expensive for employers. And increasingly, employees are carrying a bigger burden.

That’s because even the most robust, employer-sponsored health plans can have significant out-of-pocket costs for employees. Whether monthly premiums are subsidized or wholly paid for by employers, employees are typically on the hook for their copays, coinsurance, and deductibles. As a result, 38% of Americans said they or a loved one delayed care in 2022 because of cost concerns.

The solution? Employers must look beyond health insurance to new kinds of benefits that help employees afford and access care.

Health Payment Accounts (HPAs)

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5 min read

Health Insurance

Does Divorce Change My Estate Plan?

Violin14/04/2023 86 Views

Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.

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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.

It is likely your divorce may change things such as your:

legal name,
Trustees,
beneficiaries,
Power

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2 min read

Health Insurance

New report reveals surprising link between the planet and our health

Violin13/04/2023 70 Views

New report reveals surprising link between the planet and our health | Insurance Business New Zealand

Rising temperatures, air pollution, urbanization, and dietary changes affect our overall well-being

InsuranceNews

By
Miko Paganda

New Zealanders are being urged to take care of the planet as a way to take care of themselves. A new report by AIA NZ, The Environment and our Healthhighlights the connection between the environment and our health outcomes.

The report explores how environmental factors, such as climate change, air pollution, food production, and urbanization,

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5 min read

Health Insurance

Pan-American Life Insurance Group Names New Executive Vice President Operations and Technology

Violin12/04/2023 128 Views

Pan-American Life Insurance Group (PALIG), a leading provider of life, accident, and health insurance throughout the Americas, has promoted Frank Recio to Executive Vice President Operations and Technology.

In the newly created role, Mr. Recio will lead the continued advancement of PALIG’s digitalization with an elevated focus on leveraging technology and innovation as the key enablers of PALIG’s corporate and business operations, including policyholder services and processes. Mr. Recio recently served as Senior Vice President International Business Technology and Operations.

“Technology enhances PALIG policyholders and business partner experiences, and our continued growth and business enablement. Further, readiness is core to

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2 min read

Health Insurance

Buying health insurance for your next foreign trip: Don’t fall victim to the fine print

Violin12/04/2023 39 Views

A Saskatchewan man’s nightmarish trip to the United States is a cautionary tale for those who travel outside of Canada.

If you are taking a trip soon, experts say, now is the time to look into purchasing travel health insurance and, they emphasize, read the fine print before you buy.

When Louis Lamothe, 72, from Halbrite, Sask., suffered a stroke while vacationing in Arizona, his family got another dose of bad news: Their insurance claim had been denied and they would be on the hook for the $56,000 flight home, as well as other hundreds of thousands of dollars in

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6 min read

Health Insurance

EHR Threats? – Rickard & Associates

Violin12/04/2023 36 Views

A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals.

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The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections.

Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals.

With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime

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2 min read

Health Insurance

11 Basic Money Mistakes You Might Be Making (But Could Easily Avoid)

Violin10/04/2023 64 Views

There’s so much advice about what you should or shouldn’t be doing with your money that it can be hard to determine what’s essential.

But the truth is that some money moves matter. Here are some mistakes you want to avoid, and what to do instead to get ahead financially.

Read more:

1. Spending more than you earn

If you spend more than you earn, it could impact your finances for years to come. Overspending can become a habit and negatively impact your savings or lead to unnecessary debt.

But even beyond that, you could end up falling for the

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5 min read