Category: Health Insurance

Health Insurance

NJ expands health insurance to more low-income children

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New Jersey expanding health insurance to more low-income children


New Jersey expanding health insurance to more low-income children

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MORRISTOWN, NJ (CBS) — New Jersey is expanding health insurance to more low-income children. As of January 1, the program is now open to children regardless of immigration status.

Gov. Phil Murphy highlighted the change Wednesday.

“This is a huge huge step today,” said Murphy. “After all, this is not called cover some kids or cover most kids, this is called Cover All Kids.”

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1 min read
Health Insurance

Perks of buying health insurance at an early age

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Health insurance is a must-have product today to access quality healthcare. For any medical emergencies that arise anytime and anywhere, regardless of one’s age, health insurance is a must since it offers the financial backup you need during such emergencies. Hospitalization and surgeries can burn deep holes in your pockets and cause a dent in your hard-earned savings. All of these can be avoided if you plan ahead of time and invest in health insurance. Thus, this National Youth Day, let’s understand the value of opting for a comprehensive health insurance plan early on in life.

Why buy health insurance

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4 min read
Health Insurance

5 Reasons to Discuss Estate Plans Over the Holidays

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When you think of your family festivities to celebrate the holidays, estate planning may not be on your mind. We think it should be.

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While eggnog and estate planning might not be the typical tradition, the holidays are a great time to have important discussions with family members.

Why should estate planning be a topic at the dinner table?

Because of the following:

  1. In person discussions are so important when
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4 min read
Health Insurance

5 Questions to Ask When Choosing a Health Insurance Plan

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When selecting a health insurance plan, there are many questions that you should ask to ensure that the coverage you are purchasing is right for your individual needs. Knowing what questions to ask when choosing a health insurance plan can help make sure you get the most value for your money and the most comprehensive coverage possible.

During the insurance plan selection process, you should ask the right questions to help you assess which coverage is suitable for you.

If I stay in good health, will this health insurance policy help me to save money?

It’s normal to assume that

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5 min read
Health Insurance

How Do I Escape My Non-Compete Clause?

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In healthcare, there has been a large expansion in non-compete clauses. Many of our clients would like to find a way out of their non-compete clause when looking to leave their current employment.

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The first way to avoid breaching a non-compete clause is to have your attorney negotiate a contract without a non-compete clause before beginning your employment.

Sometimes, non-compete clauses are unavoidable. So what can you do in that

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3 min read
Health Insurance

What Cancer Patients Should Consider When Picking a Health Plan

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For people who do not have health insurance through an employer or are not yet eligible for Medicare, there is still time to enroll in a plan through the Affordable Care Act (ACA) marketplace.

In most states, the clock is ticking. The open enrollment period for 2023 health plans began November 1 and ends in just 4 days, on January 15. But some states, including California, New Jersey, New York, and Massachusetts, as well as Washington, DC, have granted potential enrollees more wiggle room and have extended deadlines to the end of the month. After that, persons in special circumstances,

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7 min read
Health Insurance

Can alcoholics and smokers buy health and life insurance? Here’s how

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Both drinking and smoking have been proven to cause detrimental effects on health. The age-old adage,”Too much of everything is bad”, holds true for smokers and alcoholics alike. But can such people buy health or life insurance?

This article delves deeper into the truth. It is a gospel truth that people with excessive drinking and smoking may be under immense health hazards, but that doesn’t take away their right to buy insurance.

Life insurance can be purchased by paying an extra premium, for health insurance, the company usually determines the eligibility of a person based on their consumption or medical

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4 min read
Health Insurance

Telehealth in 2023 – Rickard & Associates

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Healthcare continues to utilize telehealth platforms for appointments and various services. This will continue into the new year, thanks to legislative updates.

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While telehealth continues to expand and change, there are several notable updates.

So what’s new?

In Michigan, the Governor just signed a bill allowing psychologists to use telehealth with clients in multiple states. They will be able to temporarily offer in-person services in other states.

Michigan entered the

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