health insurance california

My Loved One Passed Away – What Do I Need To Do?

Violin06/04/2023 42 Views

Losing a loved one is incredibly hard. We help our clients with the administrative and legal aspects following the death of a loved one.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

When a loved one dies, there are many things to do and many are time sensitive.

First, there are many practical items to consider. These may include:

Finding care for any pets;
Determining if there are funeral instructions, arrangements, or prepayments;
Notifying family and friends;
Preparing

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2 min read

Health Insurance

Health insurers say they cannot meet Colorado Option price targets

Violin30/03/2023 57 Views

Preparing to enter its second year, one of Gov. Jared Polis’ signature health care policy is now facing significant questions raised by insurers about its sustainability.

The dispute has to do with a health insurance program called the Colorado Option. The Colorado Option is a first-of-its-kind, state-designed insurance plan that private insurance companies are required to sell to people who buy health insurance on their own or to small companies buying insurance for their employees. It aims to offer better benefits at lower prices.

But the new rate filings raise the question of whether insurers will be able to pull

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8 min read

Health Insurance

Your Health Insurance Plan Could Make This Fitness Expense Cheaper

Violin26/03/2023 51 Views

Don’t pay for a gym membership before checking to see if your health insurer offers a discount.

Key points

For many Americans, health insurance is a costly but necessary monthly expense.
If you have health insurance, you may not know about some valuable perks that are included in your policy.
Some health insurers offer free or discounted fitness memberships to customers.

If you’re an American paying a high premium for health insurance coverage, you’re not alone. Thankfully, your health insurance plan may carry more value than you realize. Some insurers offer health and wellness perks that can add value to

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4 min read

Health Insurance

Sources of financial aid and insurance for hearing aids

Violin26/03/2023 86 Views

When you’re ready to purchase hearing aids, you don’t want to waste time finding out if you qualify for monetary assistance. Based on the way most people are provided with financial support, we have put together a prioritized list below to help uncover your options.

Does health insurance cover hearing aids?

Hearing aids are generally not covered by medical insurance, although insurers sometimes offer optional hearing/vision/dental plans that may include coverage for hearing tests and hearing aid fittings.

Other options for paying for your hearing aids may include financing offered by your hearing care professional, credit from a third party

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10 min read

Health Insurance

Do I Need an Emergency List?

Violin24/03/2023 42 Views

We frequently have questions related to the practical and financial panic after a death in the family when accounts, passwords, and assets are unknown. Sometimes, a family knows an estate plan was done but they cannot find the plan and don’t even know the law firm that drafted the plan. An emergency list can help to avoid these issues.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

We often see people lose their spouse, and have no idea

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3 min read

Health Insurance

Bill to protect retired public employees’ health insurance passes WA Senate

Violin16/03/2023 39 Views

OLYMPIA — A bill to protect retired public employees’ access to health insurance unanimously passed the Washington State Senate Wednesday.

“Our public retirees have worked hard throughout their lives and deserve to enjoy their retirement without the stress of financial uncertainty. Health insurance is a critical component of ensuring they can afford the medical care they need to stay healthy and happy,” said Senator June Robinson (D-Everett), sponsor of the bill.

Senate Bill 5696 ensures retirees can continue to participate in insurance plans provided under the Public Employees’ Benefits Board.

Currently, if a local government terminates its contract with the

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1 min read

Health Insurance

1 Undervalued Healthcare Stock That’s Worth a Second Look

Violin08/03/2023 48 Views

Health insurance corporations are so profitable these days that even with net income consistently in the billions, investors may remain unimpressed. Such appears to be the case with Elevance Health (ELV -0.14%)the health insurer that rebranded itself from Anthem last year, which reported a GAAP net income of $24.81 per share in 2022, a total of almost $6.03 billion — dropping by 1.3% from 2021.

The company’s net income appeared to have stalled out last year after a two-year uptrend perhaps driven by the initial phases of the COVID-19 pandemic. In the two years leading up to 2020,

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5 min read

Health Insurance

How Much Is Life Insurance?

Violin08/03/2023 40 Views

Some companies, such as Progressive Life Insurance, don’t underwrite policies directly but make policies available through other insurers.

Factors Influencing Cost

Type of Policy

Since permanent life insurance policies are designed to last your entire life, they’re more expensive than term policies. In fact, a permanent policy premium can cost up to 10 times that of a term policy for the same amount of coverage (see chart above). Generally, whole life insurance has the highest premiums of permanent policies, while universal life insurance is more affordable—both are intended to cover you as long as you’re alive, but whole life insurance

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8 min read