Health Insurance

High cost of health insurance in Mass. must be fixed, says new report

Violin28/04/2023 120 Views

About four out of five people in Massachusetts who went without health insurance did so because they say they can’t afford it, according to a report out Thursday from the Blue Cross Blue Shield of Massachusetts Foundation, which advocates for equity in health care.

The report highlights barriers that remain in accessing health insurance, even in a state that implemented a health care reform law 17 years ago with affordability as one of its aims, and a state that has the highest percentage in the country of residents — about 97% — who do have health insurance.

“Most of the

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6 min read

Health Insurance

I Don’t Have an Estate Plan…Right?

Violin28/04/2023 55 Views

Whether or not you have a written estate plan, you do have an estate plan. The laws of the state in which you reside will make decisions about your estate if you do not have a written plan.

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If you don’t have a written estate plan, it is essential to know what the intestacy laws of your state are so that you know what will happen to your assets if

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3 min read

Health Insurance

3 Important Ways Pet Insurance Differs From Human Health Insurance

Violin26/04/2023 72 Views

Key points

Pet owners can buy insurance to cover vet visits for their animals.
Pet insurance has some important differences from human health insurance.
One of the biggest differences is pet insurance doesn’t have to cover pre-existing conditions.

Pet owners buying coverage must make sure they know exactly how pet insurance works — including the ways in which it differs from the health insurance humans get.

While both human and pet insurance coverage are meant to ensure that an illness doesn’t empty out a bank account, the differences between the two types of policies can have a major financial impact.

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3 min read

Health Insurance

Physician Contracting 101 – Rickard & Associates

Violin26/04/2023 72 Views

Physician contracts are often complicated and have unique terms. We help our clients understand the terms and negotiate their contracts.

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Many of our clients are physicians who are negotiating or renegotiating their employment contracts with their employers. Sometimes these are with health systems, hospitals, or small physician offices.

We also have clients come to us with issues after they negotiated their own contracts.

Physician contracts are unique, as they have

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3 min read

Health Insurance

Washington, DC, health insurance exchange admin apologizes to House members for data breach

Violin25/04/2023 48 Views

A top administrator with Washington’s health insurance exchange apologized to House members on Wednesday for the data breach that resulted in the disclosure of personal information to thousands of users, including members of Congress.

The leak was the result of human error, Mila Kofman, executive director of the District of Columbia Health Benefit Exchange Authority, told a joint session of two House Oversight subcommittees.

She said a server was incorrectly configured in mid-2018 when they installed the internal communications program Slack. That faulty configuration allowed an unauthorized individual to access the server and steal two reports containing personal information of

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3 min read

Health Insurance

Here’s Why Lawsuits Likely Won’t Slow United Health Down

Violin24/04/2023 57 Views

UnitedHealth Group (UNH -0.75%), one of the largest publicly traded health insurance companies in the United States, is facing several cases brought by members unhappy over coverage decisions and costs. Although these lawsuits pose a risk to the insurance juggernaut, the company’s cash and cash equivalents of over $69 billion (as of Dec. 31) and its annual growth would likely be adequate to cover adverse decisions in any or even all of them. Even still, unhappy members could give investors pause but here’s why that might not matter.

Millions of members, several lawsuits over coverage

The company’s “member”

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5 min read

Health Insurance

Health insurance words young people need to know

Violin24/04/2023 68 Views

(WETM) – When it comes to any kind of medical care, it doesn’t take long for things to get complex. On top of worrying about your health, there are also lots of health insurance words thrown around that get confusing.

Especially for young adults who may be on their own insurance for the first time, knowing what and why you have to pay might be overwhelming. But there are some key terms when it comes to an insurance plan and doctor’s visits that will always be important.

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5 min read

Health Insurance

What You Need To Know (2023)

Violin23/04/2023 69 Views

Being a pet owner in Canada involves more than just taking your pet out for a walk, feeding them and showing them off. A big part of pet ownership is ensuring your pet gets the veterinary care they need, whether it’s for annual vaccinations or emergency medical care, and signing up for pet insurance in Canada can help pet parents cover vet bills.

In this article, we at the Guides Home Team will introduce you to the best insurers for pets in Canada.

Best Pet Insurance Companies in Canada

There are several pet insurance companies in Canada. While premiums vary

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7 min read