I Don’t Have an Estate Plan…Right?

Whether or not you have a written estate plan, you do have an estate plan. The laws of the state in which you reside will make decisions about your estate if you do not have a written plan.

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If you don’t have a written estate plan, it is essential to know what the intestacy laws of your state are so that you know what will happen to your assets if

3 min read

Physician Contracting 101 – Rickard & Associates

Physician contracts are often complicated and have unique terms. We help our clients understand the terms and negotiate their contracts.

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Many of our clients are physicians who are negotiating or renegotiating their employment contracts with their employers. Sometimes these are with health systems, hospitals, or small physician offices.

We also have clients come to us with issues after they negotiated their own contracts.

Physician contracts are unique, as they have

3 min read

What is Probate?

Probate is a court process that your estate will go through after you pass away. The probate court will distribute your estate and make decisions regarding your estate.

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Many of our clients come to us without an understanding of probate or having had a bad experience with the probate court and wanting to keep their estate out of probate.

If you die without a written estate plan, your estate must …

2 min read

Best Short-Term Health Insurance Providers of 2023

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Short-term health or short-term medical insurance plans are intended to fill a temporary gap in health insurance coverage. They can be a good fit for those who aren’t eligible for group health insurance, can’t afford COBRA, or aren’t eligible for special enrollment in an Affordable Care Act (ACA) plan or missed open enrollment. The best short-term health insurance plans cover essential benefits at an affordable price.

We considered 14 major health insurance companies and whether they offer short-term

1 min read

Pa. faces a shortage of benefits workers as health coverage for thousands is on the line

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HARRISBURG — The offices in Pennsylvania’s Department of Human Services that help people keep their Medicaid benefits are facing staffing challenges as they prepare to take on a higher workload than at any time in recent memory.

Workers in the system and advocates for health care access fear thousands of children and adults could wrongly lose their coverage as a result.

Like every state, Pennsylvania has just begun reassessing those

10 min read

Millions of Americans Set to Lose Medicaid As Pandemic-Era Rule Expires

Millions of Americans are set to lose Medicaid insurance as a safety net put in place during the COVID-19 pandemic reaches its expiration date.

CNN reports 15 million Americans will be kicked off Medicaid, which is administered by the state and federal government and provides free health insurance to people with low incomes. In April, Arizona, Arkansas, Idaho, New Hampshire and South Dakota are the first states which will see their residents lose their Medicaid coverage. Fourteen more states will terminate their coverage in May, with 20 additional states following suit in June.

“This is the fable of the tortoise

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Travel health and safety – Travel.gc.ca

Travel insurance

Get travel insurance if you travel outside Canada, no matter where you’re going or how long you’ll be there.

Travel health kit

How to prepare a basic travel health kit no matter where you are going.

Vaccinations

Check which vaccinations may be recommended or required for your destination.

Eat and drink safely

Avoid common causes of illness while traveling, including food poisoning, stomach flu and travelers’ diarrhea.

Travel-related diseases

Information about the risks of contracting a disease that may not be common in Canada. Read these fact sheets and be prepared.

Insect bite prevention

Prevent bites from mosquitoes,

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Sick days perk for Wisconsin lawmakers targeted

MADISON, Wis. (AP) — A perk that allows Wisconsin state lawmakers to apply the value of unused sick days to pay for health insurance premiums upon retirement is being targeted for elimination under a new bill.

The proposal circulated Wednesday by three Republicans would end the benefit of going forward, but not take away accrued time for current lawmakers.

Members of the state Senate and Assembly currently receive about 10.5 sick days per year. Unused days accumulate and upon retirement convert to a credit that can be used to pay for the state’s retiree’s group health insurance premium.

According to

2 min read