Ford government ending health care program for the uninsured

The Ontario government will be ending a program that provides free-of-charge health-care services to uninsured people at the end of the month, something doctors say is extremely concerning for marginalized communities.

In March 2020, as the COVID-19 pandemic was first slim up, the ministry of health established temporary funding for doctors to provide health-care providers to treat those without coverage under the Ontario Health Insurance Plan (OHIP).

The program allowed anyone to access “medically necessary physician and hospital services.”

In a memo sent to Ontario hospitals and health providers, and provided to CTV News Toronto, the government said this funding

7 min read

Best Short-Term Health Insurance Providers of 2023

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Short-term health or short-term medical insurance plans are intended to fill a temporary gap in health insurance coverage. They can be a good fit for those who aren’t eligible for group health insurance, can’t afford COBRA, or aren’t eligible for special enrollment in an Affordable Care Act (ACA) plan or missed open enrollment. The best short-term health insurance plans cover essential benefits at an affordable price.

We considered 14 major health insurance companies and whether they offer short-term

1 min read

Does Divorce Change My Estate Plan?

Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.

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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.

It is likely your divorce may change things such as your:

  • legal name,
  • Trustees,
  • beneficiaries,
  • Power
2 min read

Buying health insurance for your next foreign trip: Don’t fall victim to the fine print

A Saskatchewan man’s nightmarish trip to the United States is a cautionary tale for those who travel outside of Canada.

If you are taking a trip soon, experts say, now is the time to look into purchasing travel health insurance and, they emphasize, read the fine print before you buy.

When Louis Lamothe, 72, from Halbrite, Sask., suffered a stroke while vacationing in Arizona, his family got another dose of bad news: Their insurance claim had been denied and they would be on the hook for the $56,000 flight home, as well as other hundreds of thousands of dollars in

6 min read

How Many Uninsured Are in the Coverage Gap and How Many Could be Eligible if All States Adopted the Medicaid Expansion?

The end of the Medicaid continuous enrollment provision in March 2023 and the resumption of Medicaid disenrollments after a three-year pause during the pandemic are likely to refocus attention on gaps in Medicaid coverage in the ten states that have not adopted the Affordable Care Act’s (ACA) ) Medicaid expansion as of March 2023. During the pandemic, Medicaid enrollment increased and the uninsured rate dropped in large part due to continuous enrollment. Once Medicaid disenrollments resume, the number of people who are uninsured is expected to increase and could rise more steeply in non-expansion states. In expansion states, because all

10 min read

Pa. faces a shortage of benefits workers as health coverage for thousands is on the line

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HARRISBURG — The offices in Pennsylvania’s Department of Human Services that help people keep their Medicaid benefits are facing staffing challenges as they prepare to take on a higher workload than at any time in recent memory.

Workers in the system and advocates for health care access fear thousands of children and adults could wrongly lose their coverage as a result.

Like every state, Pennsylvania has just begun reassessing those

10 min read

Healthcare Encryption Exceptions? – Rickard & Associates

We know that all emails and text messages that contain protected health information (PHI) should be encrypted.

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Are there any exceptions to the encryption rule?

Just one.

Patients can communicate with covered entities using unencrypted email and text messages, if the patients have been informed of the increased risk.

Patients can opt to have reminders sent via text messages or emails.

One issue that many healthcare providers have regarding encryption,

2 min read

Sources of financial aid and insurance for hearing aids

When you’re ready to purchase hearing aids, you don’t want to waste time finding out if you qualify for monetary assistance. Based on the way most people are provided with financial support, we have put together a prioritized list below to help uncover your options.

Does health insurance cover hearing aids?

Hearing aids are generally not covered by medical insurance, although insurers sometimes offer optional hearing/vision/dental plans that may include coverage for hearing tests and hearing aid fittings.

Other options for paying for your hearing aids may include financing offered by your hearing care professional, credit from a third party

10 min read